Vanuatu Offshore Banking

Opening a bank account for your Vanuatu International Company is a critical step after formation. Vanuatu has several local banks that accept offshore company accounts, and many international banking options are also available to Vanuatu ICs.

Banking Options for Vanuatu Companies

Local Vanuatu Banks

The main banks in Vanuatu that open corporate accounts for International Companies include:

• National Bank of Vanuatu (NBV): Government-owned, the most commonly used for Vanuatu IC accounts. Requires in-person visit or notarised documents.
• Bred Bank Vanuatu: French-affiliated bank, suitable for businesses with French connections.
• BSP (Bank South Pacific): Australian-owned, good for clients in the Pacific region.
• ANZ Vanuatu: Major international bank with corporate account services.

International Banking Options

Vanuatu companies can also open accounts with international banks and EMIs:

• European and Asian offshore banks (with introduction through a registered agent)
• Electronic money institutions (EMIs): Wise, Airwallex, Payoneer — some accept Vanuatu ICs
• Cryptocurrency-friendly banks and custodians

Can a Vanuatu Company Use Wise or Airwallex?

This is one of the most common questions from digital nomads and e-commerce operators. The answer depends on the specific fintech provider:

• Wise Business: Generally does not accept Vanuatu ICs due to offshore jurisdiction restrictions. May be possible with a home-country director.
• Airwallex: Accepts companies from some offshore jurisdictions but Vanuatu is not consistently on the approved list. Check current eligibility directly.
• Payoneer: More flexible — some Vanuatu IC holders have successfully registered. Recommended for marketplace sellers (Amazon, eBay).

For a detailed guide: Vanuatu Company + Wise / Airwallex: Does It Work?

Requirements to Open a Bank Account

Most banks require the following documents for a Vanuatu company account:

• Certificate of Incorporation
• Memorandum and Articles of Association
• Register of Directors and Shareholders
• Passport copies for all directors and beneficial owners
• Proof of address for all directors (utility bill or bank statement)
• Business description and source of funds declaration
• Reference letter from a bank or professional advisor (some banks require this)

Opening a Bank Account Remotely

Some Vanuatu banks require an in-person visit or original notarised documents. Our team can assist with:

• Document notarisation and apostille
• Bank account introduction letters
• Referrals to banks with remote account opening
• Introduction to international banking partners